How Insurance Protects What Matters Most This Season
The holidays are here, a time for family, celebration, comfort food, and the moments that make the season unforgettable. From Thanksgiving gatherings to Christmas morning traditions, we all look forward to creating memories with the people we love.
But with the excitement of the holidays also comes a few seasonal risks, from kitchen accidents and overloaded outlets to slippery driveways and porch package thefts.
At KVCW Insurance, we believe peace of mind is the greatest gift of the season. While insurance may not be the star of the holiday table, it’s silently working behind the scenes to protect your home, your family, and the investments you’ve worked so hard for.
🎄 Holiday Season Risks Many Homeowners Don’t Expect
As you deck the halls and prep for guests, keep an eye on these common holiday hazards:
🔹 Kitchen fires & cooking accidents — Thanksgiving and Christmas are the top holidays for home-cooking fires.
🔹 Winter weather damage — Frozen pipes, ice dams, and snow-loaded roofs can cause costly damage.
🔹 Slips & falls on walkways — Delivery drivers and guests count too. Keeping walkways clear protects everyone.
🔹 Holiday light electrical overload — Too many lights on one outlet can lead to electrical fires.
🔹 Package theft — Porch pirates love online shopping season just as much as we do.
A strong homeowners policy can help protect against many of these issues — but prevention is always the best first step.
🏠 5 Smart Ways to Protect Your Home This Holiday Season
A little preparation goes a long way:
✔ Keep a fire extinguisher in or near the kitchen
Cooking fires happen fast, be ready.
✔ Check extension cords & avoid outlet overloads
Use surge protectors and swap out worn or frayed cords.
✔ Install motion-sensor or camera doorbells
Package theft can happen in seconds, visibility makes a difference.
✔ Clear walkways & treat icy paths before gatherings
A safer home protects both family and visitors.
✔ If traveling for the holidays: Keep lights on a timer
Stop mail delivery or ask a neighbor to collect it
Do not post travel dates on social media until after you return
🎁 Don’t Forget Personal Items & Holiday Gifts
If you’re gifting jewelry, electronics, or high-value items, consider taking inventory and talking to your insurance advisor about scheduling personal property. It’s an inexpensive way to ensure your most valuable gifts are protected.
If you’re receiving a major gift, think engagement ring, luxury watch, art, instruments, designer handbags, letting your agent know early ensures you’re covered before the unexpected occurs.
The holidays should be filled with joy, not stress. If you’re unsure whether your home, valuables, or winter travel plans are fully protected, we’re here to help.
✔ Personalized coverage reviews
✔ Quick policy updates
✔ Friendly guidance — no pressure, ever
Wishing you a safe, warm, and wonderful holiday season from everyone at KVCW Insurance.
May your celebrations be merry, your memories sweet, and your peace of mind strong all year long.
