Liquor Liability Insurance Coverage
Liquor Liability Insurance is designed to provide liability
insurance protection for those businesses who manufacture, distribute, or sell liquor. You need liquor liability insurance if you sell liquor and your business is a:
- Bar
- Tavern
- Nightclub
- Fraternal Club
- Convenience Store
- Liquor Store
- Restaurant
Protect Your Business from Alcohol-Related Claims
Serving alcohol always comes with an added level of risk. If a customer becomes intoxicated and causes harm to themselves or others, whether through an accident, injury, or property damage, your business could be held legally and financially responsible. Liquor liability insurance helps protect you from lawsuits and claims that arise from these incidents, covering legal fees, settlements, and damages so that one mishap doesn’t put your entire business at risk.
Tailored Coverage for Your Establishment
Not every business that serves or sells alcohol operates the same way. A busy nightclub has different liability exposures than a family-style restaurant or a convenience store. At KVCW, we understand these differences and tailor liquor liability policies to your specific needs, taking into account your hours of operation, alcohol sales percentage, security measures, and venue type. With the right coverage, you can serve responsibly and confidently, knowing your business is protected.