Business Insurance Solutions Built for Your Success

Protect your company, your people, and your future.

Running a business comes with plenty of responsibilities, worrying about your insurance coverage shouldn’t be one of them. At Kimberley Vassal Coe & Weimer Insurance Services (KVCW), we provide the confidence and protection you need to focus on what you do best. Our team understands the unique risks businesses face, and we’re here to help you safeguard what you’ve built.

Business insurance provides comprehensive protection under a single policy, covering a wide range of risks, including property damage, liability claims, and employee injuries. Whether you lease your space or own your building, having the right commercial insurance plan is essential. We’ll work with you to design a customized policy that suits your operation, industry, and future goals.

Business Insurance

Discover affordable, reliable coverage

Request your free quote from KVCW Insurance Services.

What Does Business Insurance Cover?

Business insurance is not a one-size-fits-all policy. It’s a customizable package designed to protect your company from a wide range of financial risks and legal liabilities.

Typical coverage options include:

  • General Liability Insurance – Protection against lawsuits for injury or property damage.

  • Commercial Property Insurance – Covers your building, equipment, inventory, and furniture.

  • Business Owner’s Policy (BOP) – Bundles general liability and property insurance into one cost-effective package.

  • Workers’ Compensation Insurance – Required in most states, it covers medical expenses and lost wages for injured employees.

  • Commercial Auto Insurance – Covers business-owned vehicles and drivers.

  • Professional Liability Insurance (Errors & Omissions) – Protects against claims of negligence or inadequate work.

  • Cyber Liability Insurance – Helps cover losses due to data breaches or cyberattacks.

  • Employment Practices Liability (EPLI) – Protects against claims related to employment practices such as discrimination or wrongful termination.

Industries We Serve:

  • Retail Stores

  • Contractors & Construction

  • Restaurants & Food Services

  • Professional Services (accountants, consultants, etc.)

  • Health & Wellness Providers

  • Real Estate & Property Managers

  • Manufacturers & Distributors

  • Nonprofits & Community Organizations

  • Don’t see yours? Call us!

Business Insurance Coverage Options

KVCW provides the following types of commercial business insurance protection. If you don’t see something listed, please don’t hesitate to contact us.

Why Choose KVCW for Business Insurance?

We Support the Birds!

About Our Company

Offices in Chadds Ford, PA | Oxford. PA | Perkasie, PA

At KVCW Insurance Services, we take the time to understand your business, not just your policy. As an independent agency, we offer personalized guidance, access to top-rated carriers, and customized coverage designed to protect your specific risks. With responsive service and local expertise, we’re here to be your long-term partner in business protection and peace of mind.

MORE ABOUT OUR COMPANY

Customized Coverage

We tailor every policy to your specific industry and operations.

Expert Guidance

Our knowledgeable agents explain your options clearly and answer your questions at every step.

Local Support

We’re part of your community, and we’re here when you need us most.

Top-Rated Carriers

We work with leading insurance providers to get you the best coverage at the best price.

Proactive Risk Management

We help identify potential risks and offer solutions before they become problems.

We're Active in our Community

Frequently Asked Questions

A: Depending on your state and industry, you may be legally required to carry Workers’ Compensation, Commercial Auto, and Liability insurance. Our agents can help you determine what’s necessary for your business.

A: A BOP combines general liability and commercial property insurance into a single, cost-effective package — perfect for small to mid-sized businesses.

A: Yes, general and professional liability policies typically cover legal defense costs, settlements, and judgments related to claims of negligence, injury, or property damage.

A: Pricing depends on your industry, location, number of employees, revenue, and coverage needs. We shop multiple carriers to find you the best value.

A: Absolutely. Your insurance should grow with your business. We’ll review your policy annually and make adjustments as needed.

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Offices in Chadds Ford, PA | Oxford. PA | Perkasie, PA