Directors and Officers Liability Insurance Coverage

Directors and Officers Liability Insurance provides financial protection for the directors and officers of your company in the event they are sued in conjunction with the performance of their duties as they relate to the company. Think of Directors and Officers Insurance as a management Errors and Omissions policy.

Understanding the Difference Between D&O and E&O Insurance

Directors and Officers Insurance is often confused with Errors & Omissions Liability. The two are not synonymous; Errors & Omissions is concerned with performance failures and negligence with respect to your products and services, not the performance and duties of management. Generally it is a good idea to carry both Directors and Officers Liability Insurance and Errors and Omissions Liability Insurance.

Essential Coverage for Growing and Established Organizations

Whether your company is a startup, nonprofit, or established corporation, leadership decisions come with legal risks. Claims can arise from employees, shareholders, competitors, regulators, or even clients, alleging mismanagement, breach of fiduciary duty, or failure to comply with regulations. D&O coverage ensures your executive team can lead confidently, knowing their personal assets are protected in the event of a lawsuit. At KVCW, we help tailor D&O policies that align with your organization’s structure, size, and exposure, so your leadership stays focused on growth and strategy, not legal defense.