Personal Umbrella Insurance Coverage

You don’t need to be a millionaire to be sued like one. While million-dollar judgments for negligence are still relatively rare, million-dollar lawsuits are not. If you’re served with a lawsuit demanding more than your current coverage allows, say, you have $100,000 in liability protection, you could find yourself responsible for the rest out of pocket. That’s a stressful position no one wants to be in.

Affordable Protection for Big Risks

Personal umbrella insurance offers an affordable way to gain peace of mind. These policies provide additional liability coverage, often in million-dollar increments—beyond what your auto or homeowners policies offer. It’s a cost-effective way to protect your savings, home, and future income from the unexpected.

Coverage That Goes Beyond the Basics

Most serious claims start with auto accidents, but umbrella insurance also covers many other catastrophic situations. Think: a neighbor’s child getting injured in your pool, or a delivery driver seriously hurt tripping over a toy on your porch. When life takes an unexpected turn, umbrella insurance helps ensure you’re not left footing a devastating bill.